Question 1

How can I save money using an app on my phone?

Accepted Answer

Thrust automatically analyzes your spending with AI, shows your budget pace, highlights spending spikes, and explains how much is safe to spend next. The app works entirely on your iPhone without sending data to the cloud, and the AI advisor suggests where to cut back without losing sight of your goals.

Question 2

What's the best app to help save money?

Accepted Answer

Thrust is one of the few finance apps with an AI advisor that works completely offline on your device. Unlike many competitors, Thrust never sends your financial data to servers. The AI analyzes expenses, tracks goal projections, highlights emergency-fund gaps, and helps you decide where to save next.

Question 3

How do I get started with Thrust?

Accepted Answer

Download Thrust from the App Store and set up Face ID or Touch ID. Add your accounts manually or import via CSV, then start in Ghost Mode for complete privacy. The AI will guide you through setting up your first budget.

Question 4

How can AI help manage my finances?

Accepted Answer

Thrust has a built-in AI CFO powered by on-device AI. You can ask by text or voice: "How much did I spend on food this week?" and get an instant answer. The AI analyzes your habits, forecasts cash flow, warns about salary delays and credit utilization, and suggests ways to save — all without internet or data sharing.

Question 5

Is it safe to use AI for finances?

Accepted Answer

With Thrust — absolutely yes. Unlike ChatGPT or cloud services, Thrust's AI works entirely on your device. Your transactions, balances, and financial goals are never sent to Thrust servers. All processing happens locally on your iPhone.

Question 6

What finance app doesn't collect my data?

Accepted Answer

Thrust offers Ghost Mode — where your transactions never leave your iPhone. No Thrust cloud, no analytics on your finances, no tracking. The AI runs directly on your iPhone. You have complete control over your financial data.

Question 7

Does it work offline?

Accepted Answer

Yes. Thrust is built as a "Local-First" application — all your data lives on your iPhone. You can add transactions, categorize, analyze, review forecasts, and check safe-to-spend with no internet connection at all. The AI CFO also works offline using on-device AI, after a one-time model download.

Question 8

How do I add accounts?

Accepted Answer

Add accounts manually by entering your balance, or import transactions via CSV bank statements. Thrust supports checking, savings, credit cards, crypto wallets, stocks, and alternative assets.

Question 9

How to track crypto portfolio alongside regular finances?

Accepted Answer

Thrust combines everything in one place: bank accounts, crypto wallets (18 blockchains including Ethereum, Bitcoin, Solana, TON, BNB Chain, Polygon, TRON, Cosmos, Polkadot, Cardano, Avalanche, Ripple, Litecoin, and more), stocks, and alternative assets. You see total net worth and can set savings goals accounting for all assets. Crypto and stock API integrations are currently in preview — data accuracy may vary.

Question 10

What app shows all wealth — banks, crypto and stocks?

Accepted Answer

Thrust tracks: bank accounts, credit cards, cash, cryptocurrencies on 18 blockchains, stocks, alternative assets, and debts. All in a unified Hub with automatic net worth calculation. The on-device AI analyzes all assets and recommends how to achieve your financial goals. Third-party API integrations (crypto, stocks) are in preview.

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