AI CFO

An AI finance assistant that runs on your iPhone

Ask anything about your money in plain language and get a real answer in seconds. Thrust’s AI runs with on-device intelligence, so your transactions are never shipped to a server to be analyzed. It works even in airplane mode.

iOS 26+ · Free to download

Ask anything, by text or voiceAsk anything, by text or voice

Ask anything, by text or voice

Type or speak a question the way you would ask a person. How much did I spend on eating out, can I afford this, where is my money going. Thrust reads your own data and answers in plain language, turning a finance app into something closer to a CFO who knows your numbers.

The AI runs on-device, not in the cloudThe AI runs on-device, not in the cloud

The AI runs on-device, not in the cloud

This is the part most assistants get wrong. Other apps send your transactions to a remote server to generate answers. Thrust runs an on-device AI, so the analysis happens on your iPhone and your financial data never makes the trip. Smart and private are not a trade-off here.

Works offline, even in airplane mode

Works offline, even in airplane mode

Because the intelligence lives on your device, you do not need a connection to use it. Ask a question on a plane, on the subway, or with the network off, and Thrust still answers. The assistant is always available because it never depended on the cloud in the first place.

Guidance, not just chartsGuidance, not just charts

Guidance, not just charts

Most apps stop at dashboards and leave the thinking to you. Thrust goes further, explaining what changed, flagging where a budget is heading, and answering the follow-up questions a chart cannot. It is the difference between data and advice.

Private by designPrivate by design

Private by design

The assistant only ever sees the data already on your iPhone, stored in an encrypted database with no bank login required. There is no account, no upload, and no server log of your questions. What you ask and what you own both stay on the device.

Ask anything

Just ask, on your iPhone

How much did I spend on eating out this month?
Can I afford a 500 purchase this week?
Why did my spending go up compared to last month?
How much do I have left in my budget?

FAQ

Common questions

No. Thrust’s AI runs on-device, so the analysis happens on your iPhone and your transactions are never uploaded to a server. Other finance assistants ship your data off the device to answer; Thrust does not.

Yes. Because the intelligence runs on your iPhone, you can ask questions and get answers with no connection at all, even in airplane mode. The assistant does not depend on the cloud.

Ask about spending, budgets, net worth, whether you can afford something, or why a number changed, in plain language by text or voice. Thrust reads your own data and answers like an assistant that knows your finances.

Most apps connect a cloud chatbot that needs your data uploaded to work. Thrust runs the model on your device, so you get instant, private answers offline, and your financial data never leaves the iPhone.

No. Thrust needs no bank login. You add transactions by import, receipt scan, Apple Pay, or by hand, and the on-device AI works from that data, all stored privately on your iPhone.

Thrust is free to download with a free tier covering up to 5 accounts, 3 budgets, and 3 savings goals. Thrust Pro unlocks higher limits and the full set of advanced features.