Documentation

Your comprehensive guide to budgets, forecasts, safe-to-spend, and private AI finance with Thrust.

What is Thrust?

Thrust is your personal finance assistant for iOS that helps you understand where your money goes, where it is heading next, and how to manage it better. Whether you want to track daily expenses, forecast cash flow, save for a goal, or get proactive guidance from an AI financial advisor, Thrust makes it simple and private.

Who is Thrust for?

  • Everyday users who want to track spending and stick to budgets
  • Crypto investors managing portfolios across multiple blockchains
  • Privacy-conscious users who prefer 100% on-device data storage
  • Goal-oriented savers working towards financial milestones

Features & Guides

All features of the app — cards with a link open the full guide.

📱

Widgets & Watch

Net worth, safe-to-spend, goals and more on your Home Screen, Lock Screen, and Apple Watch

🤝

Shared Finance

Share accounts, budgets, and goals with a partner over iCloud, with per-account privacy

🏠

Your Hub

Your home screen: rings, a CFO briefing, insights, and subscriptions — built your way

🚀

Getting Started

First steps: setup, accounts, and first transaction

Free vs Pro

Understand what the free tier includes and when Pro is worth it

🤖

On-Device AI CFO

Ask about safe-to-spend, forecasts, and financial risks — powered by on-device AI

👻

Ghost Mode

100% on-device storage, no tracking, no data collection

🏦

Multi-account

Cash, savings, credit cards, investments, alternative assets

📥

CSV Import

Import transactions from CSV bank statements or other apps.

Crypto Portfolio

18 blockchains: Ethereum, Bitcoin, Solana, TON, and more

📈

Stock Tracking

Stock positions alongside cash and crypto in one view

✂️

Split Transactions

Split expenses across categories, people, or accounts

🔁

Subscription Tracker

Auto-detect recurring charges and manage subscriptions

🤝

Debt Tracking

Track who owes what, linked to contacts

📅

Recurring Payments

Scheduled bills with upcoming payment forecasts

🏷️

Smart Tags

Organize transactions with custom and system tags

📍

Location Categorization

Auto-categorize transactions based on merchant location (Pro)

🎯

Smart Budgets

AI-powered budgets with pace tracking and projected overspend alerts

💰

Savings Goals

Projected dates, what-if scenarios, and automation

⚙️

Savings Automation

% of income, end-of-month surplus, and fixed transfer rules (Pro)

📊

Reports & Analytics

Cash flow, net worth, pace tracking, safe-to-spend, and 30-day forecasts

🔔

Smart Alerts

Salary delays, credit utilization, emergency-fund gaps, and spending spikes

🌍

Multi-Currency

20+ currencies with daily-updated exchange rates

🎙️

Voice Commands

Hands-free transaction entry and balance queries

🚗

Alternative Assets

Vehicles, metals, startups, loans, and other non-cash assets

🔒

Bank-Grade Security

AES-256, Face ID / Touch ID, Secure Enclave

📤

Import & Export

CSV import and CSV/PDF/JSON export

Ready to get started?

Begin with our quick start guide to set up your first account.

Quick Start Guide →