Forecast

A cash-flow forecast app that shows what is safe to spend

Thrust looks at your real spending patterns and projects your balance forward, so you can see cash gaps before they happen and know what is actually safe to spend right now. The forecast runs on your iPhone, with no bank login.

Download for iPhoneSee features

iOS 26+ · Free to download

Your balance, projected forward

Your balance, projected forward

Thrust forecasts the daily balance of each account and draws an aggregated curve across all of them, so you can see where your money is heading rather than only where it has been. The projection is shaped by seasonality, trend, and even the day of the week, because real spending is not flat.

Catch cash gaps before they happenCatch cash gaps before they happen

Catch cash gaps before they happen

When the forecast dips toward trouble, Thrust flags the cash gap and sorts it by severity, so a minor squeeze and a serious shortfall do not look the same. You get the warning while there is still time to act, instead of finding out when a payment bounces.

Know what is safe to spendKnow what is safe to spend

Know what is safe to spend

Thrust turns the forecast into a 30-day safe-to-spend figure: a clear number for what you can spend now without putting upcoming bills at risk. It answers the everyday question, can I afford this, with a number grounded in your actual cash flow rather than a guess.

A 13-week cash-flow view with runway

A 13-week cash-flow view with runway

For the bigger picture, an on-device AI builds a rolling 13-week cash-flow forecast and estimates your runway in months, so you can see how long your money lasts at your current pace. It runs on your iPhone, so this forward look never means uploading your finances.

See goals land on the calendarSee goals land on the calendar

See goals land on the calendar

Thrust also projects when a savings goal will be reached, based on your recent contribution pace, so a target stops being an abstract number and becomes a date. You can see whether you are on track and adjust before the deadline, not after.

Ask anything

Just ask, on your iPhone

How much is safe to spend this month?
Will my balance dip before my next paycheck?
How long will my money last at this pace?
When will I reach my savings goal?

FAQ

Common questions

Thrust projects each account’s daily balance forward and combines them into one curve, shaped by seasonality, trend, and day-of-week patterns in your own spending. It runs on your iPhone using the data already on the device.

It is a 30-day figure for how much you can spend now without putting your upcoming bills at risk. Thrust derives it from your projected cash flow, so it reflects your real situation rather than a flat budget.

Yes. When the forecast dips toward trouble, Thrust detects the cash gap and ranks it by severity, so you can tell a small squeeze from a serious shortfall and act before a payment is missed.

The daily balance forecast and safe-to-spend figure cover the weeks ahead, and an on-device AI builds a rolling 13-week cash-flow view with an estimated runway in months for a longer look at your near-term finances.

No. The forecast runs on your iPhone from the data you already track, with no bank login and nothing uploaded to a server. It keeps working offline like the rest of the app.

Yes. Thrust projects a goal completion date from your recent contribution pace, so you can see whether you are on track to hit a target by its deadline and adjust if you are falling behind.

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