Financial health
Know your financial health at a glance
thrust scores your finances across the dimensions that matter — savings, spending, buffer, and more — with a plain-language read on what is strong and what to fix, all on your iPhone.
iOS 26+ · Free to download
A score you can actually act on
thrust turns your numbers into a clear financial-health score across 8 dimensions, so you know where you stand instead of guessing. Each part shows whether it is on track and why.
Plain-language guidance from on-device AI
Tap any dimension and your on-device AI explains it in plain language — what is driving the number and the one thing that would move it most. No jargon, no cloud, no data leaving your phone.
Tracks how you improve over time
Financial health is a direction, not a snapshot. thrust tracks your score as it changes month to month, so you can see progress and keep the momentum going.
Private and free to start
Financial records are kept locally on your iPhone. Optional sync uses your personal iCloud. Ghost Mode blocks network access, including iCloud sync.
Ask anything
Just ask, on your iPhone
FAQ
Common questions
What is a financial health score?
It is a single, clear read on how your finances are doing, built from dimensions like savings rate, spending, and your cash buffer. thrust calculates yours on-device across 8 dimensions.
How does thrust calculate it?
thrust analyzes your own data on your iPhone — income, spending, savings, and balances — and scores each dimension, with on-device AI explaining what drives it. Nothing is sent to a server.
Does it tell me what to improve?
Yes. Each dimension comes with a plain-language explanation and the highest-impact thing to change, so the score turns into action rather than just a number.
Does it need a bank login?
No. thrust never asks for a bank login. Your financial health is calculated from data you add yourself — imported, scanned, or entered — entirely on your device.
Is my data private?
Financial records are kept locally on your iPhone. Optional sync uses your personal iCloud. Ghost Mode blocks network access, including iCloud sync.