The Best Budget App for iPhone

Budget apps shouldn't cost money to help you save money. And they definitely shouldn't sell your data.

YNAB costs $14.99/month

Most apps require bank connections

Your spending data funds targeted ads

Thrust gives you AI-powered budgets, voice transactions, and spending analytics — all free, all on your device.

Smart AI budgets Voice transaction input Spending analytics Goal tracking CSV import

FAQ

Can I import my YNAB data?

Yes. Export from YNAB as CSV and import into Thrust.

Does Thrust support Apple Pay?

Yes — Thrust integrates with Apple Pay through Shortcuts. Set up the automation once and every Apple Pay purchase is logged for you. You can also add transactions instantly by voice or with the AI CFO.

Is there a subscription?

Thrust has a free tier, and optional Pro plans in the App Store unlock higher limits, advanced reports, automation, and investment tools. Availability can vary by region and release.

Get Thrust — Free Budget App

iOS 26+ · Free to download

Accounts can be added manually or imported via CSV.
Cryptocurrency and stock data is provided via third-party APIs and is currently in preview. Prices and balances may be delayed or unavailable.

Thrust is currently in preview. All features are provided "as is." All prices shown are for informational purposes only, do not constitute a public offer, and may vary depending on your region. See Terms of Service.