Shared Finance

Shared Finance is for the part of your money you manage together. You choose what enters the shared space; unchecked accounts stay private.

Set up sharing

Both people use their own iPhone and iCloud account:

  1. Create a shared space in Shared Finance.
  2. Send the invitation link to your partner.
  3. Your partner accepts it on their iPhone.
  4. Choose the accounts, budgets, and goals to share.

What can be shared

Only the items you select:

🏦

Accounts

Share a household or joint account and its transactions; leave personal accounts unchecked.

🎚️

Budgets

Track a household budget together.

🎯

Goals

Follow progress toward a shared target.

Separate where it matters

Sharing uses your iCloud accounts rather than a Thrust account. A partner sees only the accounts, budgets, and goals you selected. Ghost Mode disables Shared Finance because it blocks network access.

Shared Finance is included with Thrust Pro.