Goals

Goals help you save for important purchases with clear progress, forecasted completion dates, and flexible contribution planning.

Creating a Goal

  1. Plans → Goals → Create goal
  2. Choose goal type: Savings Target, Asset Growth, or Debt Paydown
  3. Enter name (e.g., "Vacation in Italy", "New iPhone")
  4. Set target amount (e.g., $3,000)
  5. Set target date (optional)
  6. Enter starting amount (if you already have savings)
  7. Choose icon and color
  8. Tap Create
  9. Optionally link a savings account — when two or more goals share one account, Thrust lets you split the balance between them

Adding Money Manually

  1. Open the goal (tap on card)
  2. Tap Add contribution
  3. Enter amount
  4. Select source account
  5. Tap Save

Automatic Contributions

Set up triggers to automatically save money to your goals:

📅

End of Month

Save remaining budget balance automatically

💰

On Income

Save percentage of salary (e.g., 10% of each paycheck)

📆

Weekly

Fixed amount every week (e.g., $50 every Friday)

💸

Budget Surplus

Save remaining budget balance at end of month

Setup: Open goal → Automation → Add trigger → Configure parameters → Save

Example: 10% of Income

You receive salary: $2,000
Add "Salary" transaction: +$2,000
Thrust automatically saves 10%: $200 → Goal

Tracking Progress

Each goal card shows:

💵

Current / Target

$1,500 / $3,000

📊

Progress

50% complete

📅

Forecast

Projected completion date based on your recent contribution pace

📝

History

All contributions

🎯

Milestones

Sequential stages with individual targets

How AI Helps with Goals

The AI CFO has full visibility into your goal progress and can answer questions in plain language: "When will I reach my vacation goal?", "How much should I save each month?", or "What if I increase contributions by $100?" Responses include projected completion dates, contribution recommendations, and a what-if overlay on your forecast chart that shows how the change shifts your timeline — generated entirely on-device. (Saved, named scenarios are not available yet.) Your goal details never leave your iPhone.

The AI can also warn you when your current savings pace puts a target date at risk, suggest which budgets to trim after a heavier-spending month, and highlight when extra cash buffer can be moved into a goal. Goal Milestones still let you break a goal into sequential stages — percentages auto-redistribute when you add or complete a stage.

Goal Ideas

✈️

Vacation

🚗

New Car

🏠

Home Down Payment

📱

New Phone

🎓

Education

💍

Wedding